Central Federal Bancshares: Form, Schedule Or Registration Statement No Filing Party: Date Filed:

The following excerpt is from the company's SEC filing.

April 26, 2017

Dear Fellow Shareholder:

We recently mailed you proxy materials in connection with our upcoming Annual Meeting of Shareholders to be held on Tuesday, May 16, 2017. The meeting is being held so that you may vote on the election of two directors to serve three-year terms ending in 2020, approval of the Central Federal Bancshares, Inc. 2017 Equity Incentive Plan, and ratification of Michael Trokey & Company, P.C. as our independent accounting firm for 2017.

According to our records, we have not yet received your vote.

Your vote is very important

regardless of the number of shares you own.

Please take a moment to

your shares by completing and returning your proxy card in the envelope provided. You can also vote on the internet by following the instructions in your proxy materials. Please disregard this letter if you have already voted your shares.

Thank you for your cooperation and support.

Sincerely,

William A. Stoltz

President and Chief Executive Officer

PLEASE VOTE BY SUBMITTING YOUR PROXY CARD TODAY!

The above information was disclosed in a filing to the SEC. To see the filing, click here.

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Other recent filings from the company include the following:

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